Our law firm is a professional Estate Planning and Bankruptcy practice committed to helping individuals, families, consumers, and small businesses obtain financial peace of mind.
At the Law Offices of Kayla Grant we will help you understand the best way to relieve you of the financial burden you are carrying. In a free consultation we will help you choose the option that is right for you. We are here to offer solutions and guidance so that you can make informed decisions, and will always work to take full advantage of the laws to help you obtain maximum financial relief.
In a Chapter 7 bankruptcy, the individual is able to discharge all of his/her unsecured non-priority debt and also to keep certain exempt property. It is very important for an individual to hire a competent bankruptcy attorney to help protect his/her assets. Our office is well-qualified to carefully plan your bankruptcy in the most beneficial way for individuals, couples and small business owners when filing for Chapter 7 bankruptcy.
Chapter 13 Re-Organization:
Chapter 13 is a chapter of the United States Bankruptcy Code, which permits reorganization to individuals and small business owners under the bankruptcy code of the United States. This is a process where the debtor pays back as much of the debt as he/she can afford over a three (3) to five (5) year period of time. Debtors are also able to take advantage of lien-stripping, where the value of their home has fallen below the balance of their first lien and therefore their second lien is no longer secured.
Our firm’s package includes the following five (5) documents and is all for one reasonable, flat-rate.
It is important for you to discuss your options with an attorney to make sure you provide for your family in a manner fit for each of member. For example, one of your desired beneficiaries may be a minor and need a Sprinkling Trust or Guardianship, and yet another may need a Special Needs Trust. Our office takes the time to develop a relationship with each client and better understand your individual needs, so that we may better service you.
If you have recently lost a loved one, and are in need of assistance as you administer (or distribute) an estate, then our office can inform you of your rights and options and seamlessly guide you through the estate administration. Estate administration refers to the process of distributing a decedent’s estate to all appropriate beneficiaries named in the decedent’s will or trust. If the decedent did not have a will, the estate will be administered according to the probate. A properly constructed will or trust can generally help you avoid the courts and the probate process. As an executor or administrator, you are going to be held to the highest standards of “fiduciary duty,” and you must act in the best interests of the beneficiaries and the estate. In order to avoid future liability, it is important to consult with an attorney about your rights and responsibilities during the estate administration process.
In the event that a will or trust was not drafted (intestate) or drafted improperly (testate), then the administrator or executor of the will has to go through this court ordered estate administration process. Probate in California takes between nine (9) months to a year and a half to complete, therefore, it can be cumbersome and tedious for the layperson handling the estate. In order to increase the likelihood that this process is done correctly and smoothly, it is prudent to hire an attorney to guide you through this process. Note, the legal fees for probate are set by the local court guidelines.